We shall be talking about how to bypass bank One Time Password (otp) verification in Nigeria and at the end of this article , you must  learn how to transfer money without otp verification in Nigeria. Just keep reading  but always concentrate in the safety aspect.

Before Now And Even Now, I have been working Online and doing my things Codedly and so many Guys has known me so they prefer working with me on a regular. I don’t advertise myself either but in one way or the other and through my work on this site, they gat to deal.

If i do the calculation rightly, I have over 23 constant Guys who regularly supply Credit/ Debit cards for Easy Cashout and they are like “Hey John how do you manage to transfer Funds without Otp Verification” because i do it in a matter of minutes and send them their shares so they are very surprised thinking it’s very impossible to bypass bank otp verification

What’s XCARET100 And How does it Work

XCARET100 is a Bank Hacking Tool
 developed to solve the problem of Transferring Funds from stolen or hacked cards in Nigeria without having OTP verification issues.
With XCARET100 Apk app specially designed for Android users, anyone can make bank transfers without OTP. Let me break down the two functions of this tool.
  • XCARET100 for Transfer You only have to do your normal Bank Transaction. By entering your card number, Card cvv, card expiration date. XCARET100 don’t ask for ATM pin nor OTP.
  • XCARET100 for Shopping: This Tool Have its own Inbuilt mobile Browser which makes it possible to shop on any online store in Nigeria without OTP. 
  • Provided you entered the product link using XCARET100 browser,
    When You Hire us to Purchase things online using your stolen cards, this is the same tool we make use of and it’s perfect when it comes to shopping online without OTP. Stop searching for online stores that don’t request OPT because there’s non in Nigeria. But with the help of XCARET100, your purchase is easy except for one disadvantage stated below.

XCARET100 Don’t Work on Jumia and OLX

We have tested and Confirmed it working on almost every Nigeria online store except OLX and Jumia. These two stores have unbreakable codes which makes it impossible for the tool to bypass their security.
Each time you try use XCARET100 on any of these websites, You will still get request to enter your OTP. It don’t work but we are still working to see if we can fix and make the tool work on these two stores. The app will surely be upgraded as soon as our research goes through.

How To Stay Anonymous When Using XCARET100

XCARET100 is not completely safe when it comes to doing bank transfer as the transaction details will still be present on the account statement of the victim and with this, You can be tracked down by any government bodies.
Let me Show You how to Use XCARET100 safely without Getting caught.
I personally use the two functions of this app. For making online shopping and also for doing bank transfers. For the online shopping, the tool have four fixed IP where you can easily turn your location.
For bank Transfers, here’s how i go about it. Create Fake bank account which have nothing to do with any of your personal details. This might not be easy to archive because no accountant will open bank account without Passports and BVN. So here’s how to bypass that.
Meet any Aboki man far from your location, Pay them to help you open a fake bank account. They will open the account with their personal details using the New Sim card you will buy for that purpose. They will collect and Give You the ATM. Now you are good to Go.
Anytime you pick some Cards, Use XCARET100 to move all Funds to your Fake bank account. Then from the Fake account, Withdraw from any POS far from you, or use the funds for online transactions. With this, you will stay anonymous without trace.
But if you think You can stay safe using your personal account, You are free but whatever happen to you will be upon you as we will not be responsible for any act of law carried out in you.


XCARET100 Cost N10,000 – Transfer Money without Otp in Nigeria

The software – Mobile App Cost Just N10,000 and you will get Lifetime License.

Call and WhatsApp 09035098331,  respectively  to get it

Note: You cannot Share the app from one Device to another but you can switch it from one device to another.
If You order XCARET100 You will Get a unique download link and a license Key which is made only to work with your download link. When you download, install, enter your Key your app will be activated.
If you want to switch from one device to another, you will have to download using same link again and also using the same activation Key but then the app will crash on the initial device because the key is only made for one app per device.
If any other person want to get the app, he or she must purchase activation Key from us. Hope you understand?